Personal Banking CDs

Certificates of Deposits (CDs) provide security in your savings.  They offer better interest rates with low risk, and those interest rates stay the same from the time you deposit your money till the time you withdraw. 

Cortland Banks’ CDs require a minimum balance of as little as $1,000.  We have a wide range of term options that can last as short as 3 months to as long as 10 years. With a CD, you can earn higher yields than other savings products.

Plus, CD accounts are FDIC insured, so you can relax and know your funds are safe.



Federal Deposit Insurance
Cortland Banks is a participant in the Federal Deposit Insurance Corporations Guaranteed Liquidity program, which provides additional insurance coverage for certain non interest bearing deposit accounts in excess of $250,000.  Participation in this program allows customers to consolidate account balances, while providing them with “peace of mind” that their retirement savings, college education funds or business operating funds are safe. This program runs through December 31, 2013.

Access Multi-Million Dollar FDIC Insurance with CDARS® & ICS
Remain eligible for FDIC Insurance on every dollar with our CDARS and ICS products. Long-term and short-term options are available. There are few guarantees in life – FDIC insurance is one of them. CDARS can be a valuable cash management or longer-term investment tool for you.*

*Click for more information on CDARS and ICS.
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