Personal Banking Checking
Putting a Name to Checking
Cortland Banks’ checking accounts are designed to fit your needs. Whether you’d prefer Platinum Checking, Free Checking, Interest Checking or a Second Chance, Cortland Banks has an account for you. With our personal checking accounts**, Cortland Banks customers always have the option to receive free online banking,eStatements, Mobile Banking and bill pay services, along with a complimentary Visa Debit Card* and unlimited checking. With our Platinum account or the addition of Bonus Benefits to our Free and Interest Checking accounts, you would receive discounts on dining, shopping, traveling and more! We know the dangers of identity theft in today’s world and want to protect you. With Payment Card and Personal Identity Protection, you can relax in the event of a lost or stolen card and let us take care of you. We are a local bank, making local decisions, and support the communities in which we live. You are our
number one priority.
We take personal banking, well … personally.
** Denotes the exception of Second Chance Checking.
Checking Account Products
|
Free Checking |
Interest Checking |
Platinum Checking |
Bonus Benefits |
| Unlimited Checking |
Yes |
Yes |
Yes |
Yes |
Minimum Balance
to Open Account |
$50 |
$50 |
$50 |
N/A |
Minimum Balance to
Avoid Monthly Fee |
N/A |
$1,000 Average
Collected Balance |
N/A |
N/A |
| Monthly Fee |
$0 |
$10 |
$7 |
$4 |
| Interest Paid |
No |
Tiered |
No |
No |
| Check Images |
No |
Yes |
Yes |
Yes |
| Check Safekeeping |
Yes |
Yes |
Yes |
Yes |
| Complimentary Debit Card* |
Yes |
Yes |
Yes |
Yes |
| eStatements |
Yes - Only
|
Yes |
Yes |
Yes |
Mobile Banking
|
Yes |
Yes |
Yes |
Yes
|
| Free Checks |
No |
No |
Yes—One style |
Yes—One style |
| Free Online Banking |
Yes |
Yes |
Yes |
N/A |
| Free Bill Pay |
Yes |
Yes |
Yes |
N/A |
| Additional Benefits such as Travel Accident Insurance, Discounts on Dining and Shopping, Payment Card and Personal Identity Protection |
Available with
Bonus Benefits |
Available with
Bonus Benefits |
Included |
Included |
*Available to qualifying account holders.