Personal Banking Checking

Putting a Name to Checking

Cortland Banks’ checking accounts are designed to fit your needs.  Whether you’d prefer Platinum Checking, Free Checking, Interest Checking or a Second Chance, Cortland Banks has an account for you. With our personal checking accounts**, Cortland Banks customers always have the option to receive free online banking,eStatements, Mobile Banking and bill pay services, along with a complimentary Visa Debit Card* and unlimited checking. With our Platinum account or the addition of Bonus Benefits to our Free and Interest Checking accounts, you would receive discounts on dining, shopping, traveling and more! We know the dangers of identity theft in today’s world and want to protect you. With Payment Card and Personal Identity Protection, you can relax in the event of a lost or stolen card and let us take care of you. We are a local bank, making local decisions, and support the communities in which we live. You are our
number one priority.

We take personal banking, well … personally.

** Denotes the exception of Second Chance Checking.


Checking Account Products


Free Checking Interest Checking Platinum Checking Bonus Benefits
Unlimited Checking Yes Yes Yes Yes
Minimum Balance
to Open Account
$50 $50 $50 N/A
Minimum Balance to
Avoid Monthly Fee
N/A $1,000 Average
Collected Balance
N/A N/A
Monthly Fee $0 $10 $7 $4
Interest Paid No Tiered No No
Check Images No Yes Yes Yes
Check Safekeeping Yes Yes Yes Yes
Complimentary Debit Card* Yes Yes Yes Yes
eStatements  Yes - Only
 Yes  Yes  Yes
 Mobile Banking
 Yes  Yes  Yes Yes
Free Checks No No Yes—One style Yes—One style
Free Online Banking Yes Yes Yes N/A
Free Bill Pay Yes Yes Yes N/A
Additional Benefits such as Travel Accident Insurance, Discounts on Dining and Shopping, Payment Card and Personal Identity Protection Available with
Bonus Benefits
Available with
Bonus Benefits
Included Included
*Available to qualifying account holders.
Member FDIC
Equal Housing Lender
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