Mortgage Loans

Welcome Home Program Funds Available For a Limited Time Only

Welcome Home Program
Are you considering a mortgage loan? If so, you may qualify for down payment and/or closing cost grants through the Welcome Home Program sponsored by Cortland Banks and the Federal Home Loan Bank of Cincinnati. Funds are limited starting March 1, 2013.

Contact a mortgage lender today to see if you qualify.

Local Lending
Cortland Banks has home mortgage programs that will accommodate almost every personal financial situation. These programs are competitively priced and flexible, conventional to non-conforming, and owner-occupied to investment. Cortland Banks’ Mortgage Center lends its own money, plus shops for other investor sources to give its customers top-quality products.

Call Cortland Banks’ Mortgage Center at 1-800-366-2334 for:

  • Professional home mortgage counseling - It’s free, with no obligation.
  • An honest assessment of your financial situation.
  • An interview at your office, your home, or a location of your choosing.
  • Mortgage professionals who care, understand and are available to meet according to your schedule.

Welcome Home Program: © 2006 Federal Home Loan Bank of Cincinnati, All rights reserved.


Welcome Home Program
Limited-Time Grants for Down Payment and/or Closing Costs.

Closing Cost Promotion
Not in combination with any other offer.




  Stop by for more information!
Find  an office near you.

 

Know your mortgage lender.

NMLS Consumer Access is a free service where you can look up your Mortgage Loan Originator. You will find Cortland Banks' Mortgage Lender NMLS numbers at the bottom of this webpage. The NMLS number for the entire bank is: 531589.


 

 

Cortland Banks has home mortgage programs that ...

  • will accommodate almost every personal financial situation
  • are competitively priced and flexible
  • are conventional to non-conforming; owner-occupied to investment

Cortland Banks’ Mortgage Center lends its own money, plus shops for other investor sources to give its customers top-quality products.

Our Loan officers are available to meet with you 7 days a week.  We offer evening appointments.

Trumbull, Ashtabula & Portage Counties

Joni Everson,
Vice President
Retail Mortgage Lending
330.372.1520 (office)
330.647.0211 (cell)
330.372.7780 (fax)
NMLS: 728192

Portage, Cuyahoga, Summit, Geauga & Lake Counties

Michele Cermak,
Vice President
Retail Mortgage Lending
330.282.4147 (office)
440.476.4175 (cell)
330.274.0288 (fax)
NMLS: 435984

Mahoning County

Rocky Page,
Vice President
Retail Mortgage Lending
330.629.9151 (office)
330.720.3093 (cell)
330.629.9136 (fax)
NMLS: 709731

James Wellington,
Vice President
Retail Mortgage Lending
330.758.5884 (office)
330.717.7779 (cell)
330.758.1144 (fax)
NMLS: 728184

Member FDIC
Equal Housing Lender
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