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Business Checking 

Make the Local Switch to your local community bank.

Cortland Banks business checking accounts are designed to fit your businesses’ financial needs. We offer a variety of solutions from a basic business checking to enhanced account analysis checking. Call or stop in at your local branch to discuss the right services for your business. 

Non-Interest Bearing Business Checking Accounts

Basic Business Checking* Bonus Business Checking* Analysis Business Checking
Minimum To Open $100 $100 $100
Earnings Credit Allowance No No Yes
Interest Paid No No No
Monthly Maintenance Fee N/A $15 See Account Analysis Fee Schedule
Average Minimum Monthly Collected Balance to Avoid Monthly Maintenance Fee N/A $10,000 N/A
# Free Items per Month (Item defined as checks paid, deposits, items deposited, and incoming ACH credits and debits) 100 500 N/A
Excess Items Cost $0.35 $0.25 N/A
Monthly Paper Statements $2 $2 $2
Monthly Electronic Statements N/A N/A N/A
* Cash Handling charges may apply if more than $20,000 in cash is deposited or furnished per month.

Interest Bearing Business Checking Accounts

Business Interest Checking* IOLTA/IOTA Checking Business Analysis InterestChecking
Minimum To Open $100 $50 $100
Earnings Credit Allowance No No No
Interest Paid Yes Yes Yes
Monthly Maintenance Fee $15 $25 See Account Analysis Fee Schedule
Average Minimum Monthly Collected Balance to Avoid Monthly Maintenance Fee $10,000 N/A N/A
# Free Items per Month (Item defined as checks paid, deposits, items deposited, and incoming ACH credits and debits) 250 N/A N/A
Excess Items Cost $0.25 N/A N/A
Monthly Paper Statements $2 N/A $2
Monthly Electronic Statements N/A N/A N/A
* Cash Handling charges may apply if more than $20,000 in cash is deposited or furnished per month.