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Personal Banking Checking

Putting a Name to Checking

Cortland Banks’ checking accounts are designed to fit your needs.  Whether you’d prefer Platinum Checking, Free Checking, Interest Checking or a Second Chance, Cortland Banks has an account for you. With our personal checking accounts**, Cortland Banks customers will receive free* online bankingeStatements, mobile banking and bill pay services, along with a complimentary Visa Debit Card* and unlimited checking writing. With our Platinum account or the addition of Bonus Benefits to our Free and Interest Checking accounts, you will even receive discounts on dining, shopping, traveling and more!

Plus, we know the dangers of identity theft in today’s world and want to protect you. With Payment Card and Personal Identity Protection, you can relax in the event of a lost or stolen card and let us take care of you. We are a local bank, making local decisions, and support the communities in which we live. You are our number one priority. We take personal banking, well … personally.

** Denotes the exception of Second Chance Checking.

*There is no fee charged by Cortland Banks for Mobile Banking, Online Banking and Billpay. All terms and conditions applicable to NetTeller online banking apply to Cortland Banks mobile banking. Standard messaging, airtime and data charges may apply; check with your mobile carrier for details. Availability subject to carrier limitations and phone capabilities

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Checking Account Products

Free Checking Interest Checking Platinum Checking Bonus Benefits
Unlimited Checking Yes Yes Yes Yes
Minimum Balance to Open Account $50 $50 $50 N/A
Minimum Balance to Avoid Monthly Fee N/A $1,000 Average Collected Balance N/A N/A
Monthly Fee $0 $10 $7 $4
Interest Paid No Tiered No No
Check Images No Yes Yes Yes
Check Safekeeping Yes Yes Yes Yes
Complimentary Debit Card* Yes Yes Yes Yes
eStatements Yes - Only Yes Yes Yes
Mobile Banking Yes Yes Yes Yes
Free Checks No No Yes-One style Yes-One style
Free Online Banking Yes Yes Yes N/A
Free Bill Pay Yes Yes Yes N/A
Additional Benefits such as Travel Accident Insurance, Discounts on Dining and Shopping, Payment Card and Personal Identity Protection Available with Bonus Benefits Available with Bonus Benefits Included Included